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Home Loans

Our services 100% free to you

We’re money matchmakers, ready to find a loan that works for you and your finances.

Getting your own place is easy when a broker gets you a great interest rate.

Buying your first home?

Right, so it’s time to buy or build a home? It doesn’t need to be complicated!

Whether you’re a first home buyer or George Clooney buying yet another multi-million dollar mansion (hi, George!) we’ll make sure you understand the ins and outs of all your options.

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The no stress process

Is there still help available for first home buyers?

We’ve got your back. If you’re a first home buyer purchasing an existing property you may be eligible for the First Home Owners Grant (FHOG) which includes stamp duty exemption.

If you’re building a home, you may not only be eligible to avoid stamp duty but also be given $10,000 to help with construction costs!

If you’re purchasing an existing property under $400,000 you may be eligible for up to $2,000 from the Home Buyer Assistance Account. It’s totally worth a discussion with a finance broker to determine your options and what is available.

How much do I need for a deposit?

So, a deposit of between 5%-20% will open up the most options and lenders to you.

If this is too much, don’t stress. You can enter the property market with as little as a 2% deposit (under certain circumstances).

If you purchase a property with less than a 20% deposit, the loan will need Lenders Mortgage Insurance as the bank will want to protect their investment. This is usually added onto the loan amount and interest is paid over the term of the loan.

Home loans without the hassle

Why use 808?

If you’re thinking: “I want a rate that’s fair and I want someone else to to sort it out,” we can help.

There are at least 29 lenders to choose from in Australia. 808 Finance knows who offers interest rates that will make your friends jealous, and who is most likely to approve an application.

We‘ll handle all the paperwork and liaise with the lenders so you have more time to think about all the other things that go along with refinancing.

Getting your own place is easy when a broker gets you a great interest rate.

Ready to get started?

We’re completely happy to answer all your questions. Book a meeting with 808 Finance – it’s free and obligation free.