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Personal Loans

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Personal loans can be a good option, especially if you’re looking to consolidate multiple loans, credit cards or other debt.

Need a cash injection for personal use?

What do I need for a personal loan application?

Some lenders will require a quote if it is for a purchase of a car.

You’ll generally require ID, proof of income, proof of your source of income (whether that’s your payslips or proof of income from your business/side hustle).

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We put the personal in personal loans

What can I get with a personal loan?

Holidays, weddings, laptops or older motor vehicles are most common. You may get secured finance for a new vehicle, but older vehicles and miscellaneous purchases must be unsecured (personal loans).

Personal loans usually come with higher interest rates because lenders won’t usually have the ability to sell the asset if you default on your repayments. Banks and lenders are looking out for their best interests, pardon the pun.

One thing you may be able to do with a personal loan is consolidate debt. By combining higher-interest debts such as multiple credit cards you may be able to reduce your repayments. This requires discipline to cut up the card, or freeze it in a block of ice - whatever you need to do.

Why use 808?

With options available such as asset finance, personal loans, secured loan or finance through a car dealership, it can be hard to understand the differences and make the right choice for you.

We will handle all the paperwork and explain everything in a way you can easily understand. Choosing what to spend your money on is your job, just leave the boring stuff to us.

Our service is for people thinking “I need a loan, I don’t want to get ripped off. I want someone else to take care of it.”

Need a cash injection for personal use?

Ready to get started?

We’re completely happy to answer all your questions. Book a meeting with 808 Finance – it’s free and obligation free.